Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 40 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Book an Appointment

Our Recent Reviews

Amazing service. Thanks david

Mohamad Alzard

David supported me throughout the process. Was incredibly knowledgeable and worked magic to fulfil a tight timeframe. Would highly recommend. Exceptional service!

Sara Benson

We had an excellent experience working with David for our new home construction loan. From the very beginning, he was professional, knowledgeable, transparent, and extremely supportive throughout the entire process. Buying and building a home can be stressful, especially when dealing with construction loans, banks, builders, valuations, progress payments, and constant follow-ups, but David made the whole journey much smoother for us. What we really appreciated was that he didn’t just help us get a loan approved and disappear afterwards. He stayed involved in every stage of the process, regularly following up with the bank, builder, and all other parties to make sure everything moved along properly. Whenever we had questions or concerns, he was always available to guide us and explain things clearly. His communication was outstanding throughout the journey. David also helped us review our existing home loans and managed to secure us a much better interest rate compared to what we previously had. He genuinely worked to find the best options available in the market for our situation rather than pushing a one-size-fits-all solution. That level of care and dedication really stood out to us. What makes David different is that he genuinely cares about his clients and goes above and beyond to help. He made us feel supported during every step of the process and gave us confidence during important financial decisions. We honestly could not have asked for a better experience. I would highly recommend David to anyone looking for a reliable, knowledgeable, and trustworthy mortgage broker, whether it’s for a first home, refinancing, or a construction loan.

Diresh Lingamaneni

David assisted me a few months ago with refinancing my home loan and made the process incredibly seamless. David was very responsive, flexible, always able to answer any questions and ensured that the process occurred as seamlessly, stress-free and in a very timely manner. Thank you very much David for all your assistance. I’ll definitely reach out in the future for my next loan.

Sanju

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Contact

Suite 231, Tenancy 202, Level 2, 1-3 Janefield Drive, Bundoora VIC 3083

0430 032 371

Lendcraft Finance Pty Ltd ABN: 76 682 849 207. Credit Representative #410562 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.